Nubank ( NU ; ROXO34 ) announced new investment products focused on fixed income . The digital bank will offer its Ultravioleta customers Bank Deposit Certificates ( CDBs ) with yields of up to 121% of the CDI.
According to the institution, the expansion of the offer aims to provide a safer return for its customers, with a variety of maturity dates. The products are covered by the Credit Guarantee Fund ( FGC ) — which goes up to R$250,000.
The minimum investment in products varies from R$100 to R$5,000 and with maturities ranging from six months to three years.
It is worth remembering that the CDI is a reference rate used in loan operations between banks, with a daily variation very close to the Selic , currently at 10.5% per year.
Product availability is limited to stocks. In other words, there is no deadline for customers to purchase the investment.
The bank also reminds that customers who are not Ultravioleta, a premium segment, also have access to a wide range of products made available by Nu Asset, the Nu investment fund manager.
It is possible to invest in ETFs, various funds and fixed income — the Nu Reserva Planejada with accumulated profitability of over 120% of the CDI in the last 12 months.
How to access the CDB of up to 121% CDI
Nubank Ultravioleta customers can find investment opportunities both through the “Ultravioleta Benefits” area and in the Investments tab of the app.
Another way is through “explore products” where you can find products in “Featured investments” or by applying the “Ultraviolet” filter.