Those looking to increase their wealth and achieve financial goals can feel overwhelmed by the many investment options. Even for those who are familiar with the subject, finding the most profitable assets and putting together a personalized portfolio can be a daunting task.
To simplify this process, Money Times teamed up with BTG Pactual to create an investment simulator , which considers financial objectives, risk profile and amount to invest to project how much your returns can reach .
What the simulator does
Based on the initial value provided – which can be anything from R$5,000 to R$50,000 or more – and questions about the behavior of each investor , the simulator projects the returns that can be obtained.
The idea is to demonstrate how investments would perform in a given period of time indicated by the investor, so that it is possible to:
Take a trip that you have been planning for a long time;
Buy a car;
Keep the value invested for the future;
Or achieve any other personal goal.
To do this, the simulator asks questions to determine an investor profile. Here, the answer options range from the beginner , who still knows little about investments but is interested in the subject, to the more experienced , with control over their own portfolio and responsibility in relation to possible unexpected scenarios
In addition, there are also questions about each person’s risk appetite . This type of question is useful so that the simulator can increase or decrease the participation of certain assets in the portfolio, such as fixed and variable income . This way, it is possible to generate safer scenarios or more audacious ones, but with the possibility of higher returns